Terms of Service
Last Updated: January 16, 2026
1. Acceptance of Terms
By accessing or using PM Book Insight ("Service"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our Service.
2. Description of Service
PM Book Insight provides an AI-powered book analysis service that:
- Analyzes book content using advanced AI models
- Generates strategic intelligence reports (V13.0 system)
- Creates mind maps and visual representations
- Provides audio summaries using text-to-speech technology
- Implements caching for performance optimization
3. User Responsibilities
As a user, you agree to:
- Accurate Information: Provide accurate and complete information
- Lawful Use: Use the Service only for lawful purposes
- Content Rights: Ensure you have the right to analyze any content you submit
- No Misuse: Not circumvent usage limits, caching systems, or security measures
- Account Security: Maintain the confidentiality of your account credentials
4. Intellectual Property Rights
4.1 Your Content
- Ownership: You retain ownership of content you submit
- License: You grant us a limited license to use, process, and store your content solely to provide the Service
- Responsibility: You are responsible for ensuring you have the right to submit any content
4.2 Our Content
- Service Ownership: All aspects of the Service are owned by PM Book Insight
- AI-Generated Content: Analysis reports are owned by you upon generation
4.3 Book Content
- Fair Use: Analysis of copyrighted books is performed under fair use principles
- No Redistribution: You may not redistribute verbatim excerpts without permission
5. AI-Generated Content Disclaimer
YOU ACKNOWLEDGE AND AGREE THAT:
- The Service uses artificial intelligence to generate analyses
- AI-generated content may contain errors, omissions, or inaccuracies
- The Service does not provide professional legal, financial, medical, or investment advice
- You should verify all AI-generated content before relying on it
- We are not liable for decisions made based on AI-generated content
6. Cache and Storage System
6.1 Caching
- Previously generated analyses may be retrieved from cache
- Cache entries are versioned based on content hash and prompt version
6.2 Storage
- Generated content may be stored on our servers or third-party services
- We reserve the right to manage storage according to operational needs
7. Usage Limits
- Circuit Breakers: Daily limits on generation count and cost may be enforced
- Fair Use: You agree not to abuse the Service through excessive automated requests
- Modification: We may modify limits at any time with notice
8. Payment and Billing
- Some features may require payment or subscription
- Prices are subject to change with notice
- All fees are non-refundable unless otherwise stated
9. Termination
9.1 By You
You may terminate your account at any time by contacting starkiwix@outlook.com
9.2 By Us
We may suspend or terminate your access if:
- You violate these Terms
- You engage in fraudulent or illegal activities
- Your account poses a security risk
- We discontinue the Service
10. Disclaimers and Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- Course of performance
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- We are not liable for indirect, incidental, special, consequential, or punitive damages
- Our total liability shall not exceed the amount you paid (if any) for the Service
- We are not liable for AI-generated content errors or inaccuracies
12. Copyright and Takedown Policy
12.1 Copyright Infringement
We respect intellectual property rights and comply with the Digital Millennium Copyright Act (DMCA).
12.2 Takedown Notice
If you believe your copyrighted work has been copied in a way that constitutes copyright infringement, please notify us immediately at:
Email: starkiwix@outlook.com
Your notice must include:
- Identification: Identify the copyrighted work claimed to have been infringed
- Location: Identify the material that is claimed to be infringing
- Contact Information: Your name, address, telephone number, and email address
- Good Faith: A statement that you have a good faith belief that the use is not authorized
- Accuracy: A statement that the information in the notification is accurate
- Authority: A statement that you are authorized to act on behalf of the copyright owner
12.3 Response to Takedown
Upon receiving a valid notice, we will:
- Respond expeditiously to remove or disable access to the infringing material
- Notify the user responsible for the allegedly infringing content
- Take appropriate action under the DMCA
13. Indemnification
You agree to indemnify and hold harmless PM Book Insight from:
- Claims arising from your use of the Service
- Your violation of these Terms
- Your violation of third-party rights
- Your submission of content that infringes on others' intellectual property rights
14. Governing Law and Jurisdiction
These Terms are governed by the laws of the jurisdiction in which PM Book Insight is established.
15. Dispute Resolution
We encourage you to contact us directly to resolve disputes. If informal resolution fails, disputes shall be resolved through binding arbitration.
16. Modifications to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by:
- Posting the updated Terms on this page
- Sending you an email notification (for account holders)
- Displaying a prominent notice in the Service
Continued use constitutes acceptance of the new Terms.
17. Severability
If any provision is found to be unenforceable, the remaining provisions will remain in full force and effect.
18. Contact Information
For questions about these Terms, contact us:
- Email: starkiwix@outlook.com
- Website: www.pmbookinsight.com
These Terms of Service are effective as of January 16, 2026.